Alloco
Personal Finance
Overview
- Built
- 2026
- Version
- 1.1.0
- Category
- Personal Finance
- Platform
- Web (all browsers)
- Price
- Free
- Data
- Cloud-synced, encrypted
I built Alloco to handle a real problem: managing a household budget across two people, several currencies, and shifting goals. The existing tools sat at the extremes, spreadsheets on one side and rigid apps on the other, so Alloco lives in the middle.
Alloco is for households that want a clear picture without spreadsheet overhead. Set up budget templates for different spending periods, split expenses fairly, and project your finances years into the future, all in a clean, fast web app that runs on any device.
Features
What it does well.
Budget templates
Create multiple budget templates for different months. Activate a different plan to handle credit card debt, post-holiday spending, or seasonal changes, then switch back when you are ready.
Income and expense tracking
Customisable categories for each income source and expense. See where your money goes each month.
Savings goals
Set milestone-based targets and track your progress. Watch your savings grow with visual indicators and projections.
Multi-currency
Twelve currencies including CHF, EUR, USD, and GBP. Built for international households and expats.
Financial projections
Forecast your finances 3, 5, or 10+ years ahead, based on your real spending patterns.
Expense splitting
Fair-share calculations for household expenses. See who owes what and keep finances transparent between members.
See it in action
A closer look.
Income and expense tracking
See where your money goes. Customisable categories break down every income source and expense with visual bars showing how each compares to your budget.
Savings goals
Set targets for what matters. Track progress toward emergency funds, holidays, or big purchases with milestone-based goals and allocation tracking.
Financial projections
Plan months ahead. The financial calendar shows monthly projections based on your budget templates, so you know what is coming.
Budget templates
Create multiple templates for different spending periods. When you need to tighten up for a couple of months to settle credit card debt, or allow extra spending after a holiday, activate a new template without touching your base budget.
Plan your household budget without spreadsheets.
Try Alloco free in your browser. No install required.
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